Banking with a Homefield Advantage
Fee schedule is accurate as of August 1, 2016. For detailed information regarding any of our fees, please contact a Member Services Representative at 508-839-5493.
Product Fees & Service Charge Schedule
| Simplified Checking Level 1 Service Charge | $10.00/month |
| Simplified Checking Level 2 Service Charge (if balance requirements of $2,500.00 not met) | $15.00/month |
| Simplified Checking Level 3 Service Charge (if balance requirements of $10,000.00 not met) | $20.00/month |
| Overdraft/Nonsufficient Funds Charge (NSF Charge paid) | $35.00 |
| Overdraft/Nonsufficient Funds Charge (NSF Charge to return check) | $35.00 |
| Overdraft/Nonsufficient Funds Charge (ACH NSF Charge paid) | $35.00 |
| Overdraft/Nonsufficient Funds Charge (ACH NSF Charge returned) | 35.00 |
| Overdraft/Nonsufficient Funds Charge (paid against uncollected funds) | $10.00 |
| Stop Payment Order Service Charge | $35.00 |
| Charge for Check Printing | Varies by Style |
| ATM/Debit Card Overdraft/Nonsufficient Funds Charge (NSF Charge paid* or returned) | $35.00 |
| ATM/Debit Card Transactions made at Non-HCU Terminals** | $2.00 |
| Replacement ATM/Debit Card Fee | $10.00 |
| Empty ATM Deposit Envelope Fee | $10.00 |
| Incoming Domestic Wire Transfer | $5.00 |
| Outgoing Domestic Wire Transfer | $30.00 |
| Incoming Foreign Wire Transfer | $10.00 |
| Outgoing Foreign Wire Transfer (not currently offered) | $35.00 |
| Copy of Statement/Printout of Current Activity | $5.00 |
| Returned Deposit Item | $7.17 |
| Withdrawals Over Preauthorized Withdrawal Limit (Money Market) | $10.00 |
| Negative Balance Fee (after three consecutive days) | $10.00/day |
| Lost Passbook Fee | $10.00 |
| Returned Mail (per item) | $5.00 |
| New Account Closure within 180 Days of Opening | $25.00 |
| Christmas Club Early Withdrawal Fee (per withdrawal) | $10.00 |
| Dormant Account (monthly after 6 months) | $10.00 |
| Escheat Fee | $50.00 |
| Levy Fee | $50.00 |
| IRA Outgoing Transfer Fee | $50.00 |
| Check Cashing (per item, without relationship of at least $250) | $5.00 |
| Money Order | $3.00 |
| Official Check | $5.00 |
| Official Check/Money Order Stop Payment Order | $25.00 |
| Research (per hour with 1 hour minimum) ($50.00 per hour for non-members) | $40.00 |
| Quick Research (requests taking less than 1/2 hour - members only) | $10.00 |
| Overdraft Line of Credit Annual Fee | $20.00 |
| Overdraft Sweep from Savings | $5.00 |
| Copy of Check (more than 12 months old) | $5.00/item |
| Telephone Transfer | $10.00 |
| Coin Counting | 10% of total for non-members |
| Certificate of Deposit Early Withdrawal Penalty (term 12 months or less) | 90 Days Interest |
| Certificate of Deposit Early Withdrawal Penalty (term 13 months or greater) | 180 Days Interest |
| 3x5 Safe Deposit Box Rental Fee+ | $50.00/year |
| 5x5 Safe Depposit Box Rental Fee+ | $60.00/year |
| 3x10 Safe Deposit Box Rental Fee+ | $70.00/year |
| 5x10 Safe Deposit Box Rental Fee+ | $90.00/year |
| 10x10 Safe Depsoit Box Rental Fee+ | $170.00 |
| Safe Deposit Box Key Deposit | $25.00 |
| Safe Deposit Box Lost Key Fee | $25.00 |
| Safe Deposit Box Drilling Fee | $150.00 |
| Safe Deposit Box Rental Late Fee | $5.00 |