Fee schedule is accurate as of August 1, 2016. For detailed information regarding any of our fees, please contact a Member Services Representative at 508-839-5493.
Product Fees & Service Charge Schedule
Simplified Checking Level 1 Service Charge | $10.00/month |
Simplified Checking Level 2 Service Charge (if balance requirements of $2,500.00 not met) | $15.00/month |
Simplified Checking Level 3 Service Charge (if balance requirements of $10,000.00 not met) | $20.00/month |
Overdraft/Nonsufficient Funds Charge (NSF Charge paid) | $35.00 |
Overdraft/Nonsufficient Funds Charge (NSF Charge to return check) | $35.00 |
Overdraft/Nonsufficient Funds Charge (ACH NSF Charge paid) | $35.00 |
Overdraft/Nonsufficient Funds Charge (ACH NSF Charge returned) | 35.00 |
Overdraft/Nonsufficient Funds Charge (paid against uncollected funds) | $10.00 |
Stop Payment Order Service Charge | $35.00 |
Charge for Check Printing | Varies by Style |
ATM/Debit Card Overdraft/Nonsufficient Funds Charge (NSF Charge paid* or returned) | $35.00 |
ATM/Debit Card Transactions made at Non-HCU Terminals** | $2.00 |
Replacement ATM/Debit Card Fee | $10.00 |
Empty ATM Deposit Envelope Fee | $10.00 |
Incoming Domestic Wire Transfer | $5.00 |
Outgoing Domestic Wire Transfer | $30.00 |
Incoming Foreign Wire Transfer | $10.00 |
Outgoing Foreign Wire Transfer (not currently offered) | $35.00 |
Copy of Statement/Printout of Current Activity | $5.00 |
Returned Deposit Item | $7.17 |
Withdrawals Over Preauthorized Withdrawal Limit (Money Market) | $10.00 |
Negative Balance Fee (after three consecutive days) | $10.00/day |
Lost Passbook Fee | $10.00 |
Returned Mail (per item) | $5.00 |
New Account Closure within 180 Days of Opening | $25.00 |
Christmas Club Early Withdrawal Fee (per withdrawal) | $10.00 |
Dormant Account (monthly after 6 months) | $10.00 |
Escheat Fee | $50.00 |
Levy Fee | $50.00 |
IRA Outgoing Transfer Fee | $50.00 |
Check Cashing (per item, without relationship of at least $250) | $5.00 |
Money Order | $3.00 |
Official Check | $5.00 |
Official Check/Money Order Stop Payment Order | $25.00 |
Research (per hour with 1 hour minimum) ($50.00 per hour for non-members) | $40.00 |
Quick Research (requests taking less than 1/2 hour - members only) | $10.00 |
Overdraft Line of Credit Annual Fee | $20.00 |
Overdraft Sweep from Savings | $5.00 |
Copy of Check (more than 12 months old) | $5.00/item |
Telephone Transfer | $10.00 |
Coin Counting | 10% of total for non-members |
Certificate of Deposit Early Withdrawal Penalty (term 12 months or less) | 90 Days Interest |
Certificate of Deposit Early Withdrawal Penalty (term 13 months or greater) | 180 Days Interest |
3x5 Safe Deposit Box Rental Fee+ | $50.00/year |
5x5 Safe Depposit Box Rental Fee+ | $60.00/year |
3x10 Safe Deposit Box Rental Fee+ | $70.00/year |
5x10 Safe Deposit Box Rental Fee+ | $90.00/year |
10x10 Safe Depsoit Box Rental Fee+ | $170.00 |
Safe Deposit Box Key Deposit | $25.00 |
Safe Deposit Box Lost Key Fee | $25.00 |
Safe Deposit Box Drilling Fee | $150.00 |
Safe Deposit Box Rental Late Fee | $5.00 |