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Fee Schedule

Fee schedule is accurate as of August 1, 2016. For detailed information regarding any of our fees, please contact a Member Services Representative at 508-839-5493.

Product Fees & Service Charge Schedule

Simplified Checking Level 1 Service Charge $10.00/month
Simplified Checking Level 2 Service Charge (if balance requirements of $2,500.00 not met) $15.00/month
Simplified Checking Level 3 Service Charge (if balance requirements of $10,000.00 not met) $20.00/month
Overdraft/Nonsufficient Funds Charge (NSF Charge paid) $35.00
Overdraft/Nonsufficient Funds Charge (NSF Charge to return check) $35.00
Overdraft/Nonsufficient Funds Charge (ACH NSF Charge paid) $35.00
Overdraft/Nonsufficient Funds Charge (ACH NSF Charge returned) 35.00
Overdraft/Nonsufficient Funds Charge (paid against uncollected funds) $10.00
Stop Payment Order Service Charge $35.00
Charge for Check Printing Varies by Style
ATM/Debit Card Overdraft/Nonsufficient Funds Charge (NSF Charge paid* or returned) $35.00
ATM/Debit Card Transactions made at Non-HCU Terminals** $2.00
Replacement ATM/Debit Card Fee $10.00
Empty ATM Deposit Envelope Fee $10.00
Incoming Domestic Wire Transfer $5.00
Outgoing Domestic Wire Transfer $30.00
Incoming Foreign Wire Transfer $10.00
Outgoing Foreign Wire Transfer (not currently offered) $35.00
Copy of Statement/Printout of Current Activity $5.00
Returned Deposit Item $7.17
Withdrawals Over Preauthorized Withdrawal Limit (Money Market) $10.00
Negative Balance Fee (after three consecutive days) $10.00/day
Lost Passbook Fee $10.00
Returned Mail (per item) $5.00
New Account Closure within 180 Days of Opening $25.00
Christmas Club Early Withdrawal Fee (per withdrawal) $10.00
Dormant Account (monthly after 6 months) $10.00
Escheat Fee $50.00
Levy Fee $50.00
IRA Outgoing Transfer Fee $50.00
Check Cashing (per item, without relationship of at least $250) $5.00
Money Order $3.00
Official Check $5.00
Official Check/Money Order Stop Payment Order  $25.00
Research (per hour with 1 hour minimum) ($50.00 per hour for non-members) $40.00
Quick Research (requests taking less than 1/2 hour - members only) $10.00
Overdraft Line of Credit Annual Fee $20.00
Overdraft Sweep from Savings $5.00
Copy of Check (more than 12 months old) $5.00/item
Telephone Transfer $10.00
Coin Counting 10% of total for non-members
Certificate of Deposit Early Withdrawal Penalty (term 12 months or less) 90 Days Interest
Certificate of Deposit Early Withdrawal Penalty (term 13 months or greater) 180 Days Interest
3x5 Safe Deposit Box Rental Fee+ $50.00/year
5x5 Safe Depposit Box Rental Fee+ $60.00/year
3x10 Safe Deposit Box Rental Fee+ $70.00/year
5x10 Safe Deposit Box Rental Fee+ $90.00/year
10x10 Safe Depsoit Box Rental Fee+ $170.00
Safe Deposit Box Key Deposit $25.00
Safe Deposit Box Lost Key Fee $25.00
Safe Deposit Box Drilling Fee $150.00
Safe Deposit Box Rental Late Fee $5.00
       * Please note that one time ATM and Debit Card withdrawals which overdraw your account will not be paid without the member's consent. **Charges may be waived for certain product types.  +Receive a $10 annual discount if you sign up for autopay.